Ephrata FORECLOSURE LISTINGS

The market is booming! Find an affordable home through our foreclosure listings in Ephrata, Pennsylvania.

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BD: BH: Min Price:Max Price:
# Photo Address City State Zip Type BD BH Price Details
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15 Photos
W MAIN ST Ephrata PA 17522 Foreclosures 3 1 $70,000.00 Details
About our Listings

How to Buy Ephrata Foreclosures

How to buy foreclosures

Buying real estate foreclosures in Ephrata, PA starts with finding listings. By browsing Ephrata foreclosure lists, you can find all kinds of properties either scheduled for sale at public foreclosure auctions or available directly from banks (known as bank-owned or REO homes). The foreclosure process moves quickly, but as long as you give yourself time to research the home that interests you, you can find fantastic deals when you buy foreclosures in Ephrata, PA.

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How to Invest in Ephrata Foreclosures

How to invest foreclosure

Ephrata foreclosure homes are perfect for property investors because they can be purchased for below their actual market value right off the bat. To find the best Ephrata real estate investing bargains, you'll have to assess several properties and decide which has the most potential for Ephrata foreclosure investment value. Remember, real estate investing isn't just about getting the lowest price, it's about buying desirable home in locations with the potential for future value. Don't buy the first thing you see at Ephrata foreclosure short sales, wait for the right property at the right price.

>> See more info about how to invest in foreclosures

Types of Foreclosures in Ephrata

Foreclosure home

Foreclosures happen on all kinds of real estate, so a list of foreclosed homes in Ephrata will have all kinds of opportunities. In addition to single family homes, you'll find lots of duplex, triplex, and multi family homes, which are great for investing. You'll find upscale townhouse and lofts, and all kinds of houses and condo foreclosures in Ephrata, PA. There are even chances to buy land, farms, and ranches, sites for mobile homes, and Ephrata apartments for sale at great discounts ll over the city. Whether you're looking for commercial or residential property, the possibilities are endless.

>> Learn more about foreclosures

Pennsylvania Foreclosure Laws

Foreclosure law

In the state of Pennsylvania, real estate foreclosures are judicial foreclosures, meaning that distressed properties in Pennsylvania are handled by the legal system in the state. Typically, cases involving foreclosure houses must be approved by a court - sometimes a special foreclosure court - before they can be handled by real estate brokers and sold. The lender will file a complaint along with a Lis Pendens notice; the court will then decide if the complaint is valid. If it is, the court will issue a writ for a public auction for the property. If these properties do not sell, the lender regains possession of the home, and they become Pennsylvania REO properties.

Ephrata Banks Foreclosures

Bank Foreclosure

Ephrata bank owned homes can be a great way for buyers to find cheap properties. When bank foreclosures in Ephrata, PA are not sold through a foreclosure auction, they become REO homes that are under the bank's control. Buyers must then approach banks and make offers on Ephrata bank owned foreclosures. These offers are either accepted or rejected. For this reason, many people find buying bank owned homes for sale in Ephrata Pennsylvania to be similar to buying from an agent. Check our Ephrata bank foreclosure listings and find discount properties.

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Ephrata Government Foreclosures

Government Foreclosure

Ephrata Government homes are usually foreclosures with government-sponsored mortgages, but they can also be the result of a repossession due to a government tax lien. Most commonly you'll find homes from agencies like Freddie Mac, Fannie Mae, and the USDA, which are federal homes mortgage sponsors. Like like all lenders, they offer foreclosures for sale to the public. HUD homes in Ephrata PA are another popular type of foreclosure, as are VA foreclosures in Ephrata, which are available from the Veterans Affairs Department for especially great deals. Check our Ephrata government foreclosure listings.

>> See more info about govermment foreclosures

Ephrata Pre-Foreclosures

Foreclosure

PreForeclosures in Ephrata are properties that are in default, but have not yet gone to foreclosure sale. The foreclosure period begins when the homeowner is issued a Ephrata Lis Pendens, or Notice of Default. In some cases, the homeowner may attempt to pay off their debt during this time, but bankruptcies are also often declared. Law requires that bankruptcy homes and pre foreclosures must be in the pre foreclosure stage for at least 60 days before a foreclosure auction can be scheduled, but it can still takes weeks or months for a sale to occur.

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Ephrata Foreclosure Auctions

Foreclosure Auction

Most Ephrata foreclosed homes are sold through Sheriff auctions. These auctions are fantastic ways to find cheap houses for sale, often at up to 50% off market value. Anyone can bid at foreclosure auctions in Ephrata, and the auction is overseen by the Sheriff's office or a trustee. Be sure to secure financing before you attend an auction, because a down payment on the winning bid will be required after the sale ends. Auctions are the most common and sought after way to buy repo homes in Ephrata, PA. We offer a comprehensive Ephrata foreclosure auction listings.

>> See more info about foreclosure auctions

Top Zip Codes in Ephrata, Pennsylvania

Find Home Foreclosure Listings in Ephrata, PA

Ephrata foreclosure listings are your ticket to the lowest prices on real estate in the city, and there's no better source for them than ForeclosureListingsNationwide.com. With our constantly updated database of foreclosure listings in Ephrata, PA and easy-to-use search tools, finding the properties you want is fast and effective. Spend more time comparing Los Angeles apartment foreclosures, houses for sale or investment foreclosure properties and let us take care of the hard work! Use ForeclosureListingsNationwide.com to find bankruptcy houses for sale in Ephrata Pennsylvania, best affordable foreclosure condo in Ephrata, cheap apartments for sale, bargain foreclosed homes for sale in Ephrata, PA and earn huge savings on the homes YOU want to buy!

Our Ephrata Foreclosure Lists

You can find Ephrata foreclosure homes for sale which you can buy for living or investment. Simply click through our Ephrata foreclosure home listings to find government foreclosures and bank owned homes in Ephrata area. If you're searching for a deep discount or low prices on real estate then searching our Ephrata foreclosure lists for homes foreclosure for sale or short sale listing in Ephrata is your answer. Our up-to-date Ephrata short sale listings provide the latest investing opportunities on affordable Ephrata bank owned property listings, government pre foreclosure lists, Ephrata banrkuptcy homes and Ephrata HUD repossessed homes for sale which can be found at below market value. With our massive foreclosure list in Ephrata, you should have little trouble finding the cheapest deal on a foreclosed home in Ephrata, Pennsylvania.

You can also search East Petersburg foreclosure listings and Holtwood foreclosure listings for more properties in the neighboring area.



Ephrata, PA

As of 2011, Ephrata's population is 13,108 people. Since 2000, it has had a population growth of -0. 76 percent. The median home cost in Ephrata is $140,800. Home appreciation the last year has been -2. 01 percent. Compared to the rest of the country, Ephrata's cost of living is 4. 20% Lower than the U. S. average. Ephrata public schools spend $5,149 per student. The average school expenditure in the U. S. is $5,678. There are about 15. 8 students per teacher in Ephrata. The unemployment rate in Ephrata is 6. 80 percent(U. S. avg. is 9. 10%). Recent job growth is Positive. Ephrata jobs have Increased by 0. 18 percent. Average Commute time is 23 minutes. The National Average is 28 minutes.

Peopleephrata, paUS
Population13,108307,829,557
Pop Density3,63387
Pop Change-0.76%9.34%
Median Age38.536.6
Households5,560116,329,167
Household Size2.312.58
Male Population49.20%49.31%
Female Population50.80%50.69%
Married Population52.81%47.15%
Single Population47.19%52.85%
Estimated Households By Household Incomeephrata, paUS
Income Less Than 15k9.35%12.10%
Income Between 15k And 25k11.71%10.18%
Income Between 25k And 35k11.73%10.56%
Income Between 35k And 50k19.08%14.98%
Income Between 50k And 75k25.31%19.53%
Income Between 75k And 100k12.24%12.52%
Income Between 100k And 150k8.03%12.14%
Income Between 150k And 250k1.26%3.91%
Income Between 250k And 500k1.12%3.34%
Income Greater Than 500k0.16%0.75%
Economyephrata, paUS
Unemployment Rate6.80%9.10%
Recent Job Growth0.18%-0.12%
Future Job Growth33.56%31.25%
Sales Taxes6.00%6.80%
Income Taxes3.57%6.25%
Income Per Cap$24,431$27,067
Household Income$48,324$52,954
Housingephrata, paUS
Median Home Age50.835.1
Median Home Cost$140,800$175,100
Home Appreciation-2.01%-3.15%
Homes Owned57.61%59.90%
Housing Vacant3.35%10.37%
Homes Rented39.04%29.73%
Property Tax Rate$14.64$11.20
Owner Occupied Housing Units By Valueephrata, paUS
Less Than 20k0.15%2.65%
20k To 399990.67%3.76%
40k To 599990.27%4.99%
60k To 799990.39%6.01%
80k To 999992.06%7.27%
100k To 14999954.45%19.24%
150k To 19999923.05%14.67%
200k To 29999915.26%18.09%
300k To 3999992.42%9.14%
400k To 4999990.76%4.94%
500k To 7499990.51%5.42%
750k To 9999990.00%2.03%
1kk Or More0.00%1.77%
Educationephrata, paUS
School Expend$5,149$5,678
Pupil Teacher Ratio15.814.9
Students Per Librarian508803
Students Per Counselor407513
2 Yr College Grad6.31%7.47%
4 Yr College Grad10.47%17.42%
Graduate Degrees5.15%10.12%
High School Grads80.22%84.72%
Crimeephrata, paUS
Violent Crime44
Property Crime44
Housing Units By Year Structure Builtephrata, paUS
1999 To 20054.13%13.71%
1995 To 19986.19%8.54%
1990 To 19946.77%5.77%
1980 To 198910.66%13.87%
1970 To 197913.12%16.17%
1960 To 19698.11%11.70%
1950 To 195913.31%11.08%
1940 To 19498.91%6.02%
1939 Or Earlier28.79%13.15%

Table Information